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Old March 30th, 2016, 07:28 PM
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Default IRDA Exam IC 33 English Version

Hi buddy I am looking for study material of IRDA Exam IC 33 in English Version, so can you pzl provide me here if you have
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  #2  
Old April 1st, 2016, 09:58 AM
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Default Re: IRDA Exam IC 33 English Version

As you are looking for study material of IRDA Exam IC 33 in English Version, so on your demand here I am providing same for you

Sample question
1
.
The concept of insurance involves a transfer of
A.
liability.
B.
needs.
C.
ownership.
D.
risk.
2
.
Rakesh recently bought a health insurance policy and a personal accident policy. What
main
section(s) of the
insurance market do these products
normally
fall into?
A.
Life insurance in both cases.
B.
Life insurance for health and non
-
life insurance for personal accident.
C.
Non
-
life insurance in both cases.
D.
Non
-
life insurance for health and life insurance for personal accident.
3
.
The
main
role of an u
nderwriter in a non
-
life insurance company is
normally
to
A.
assess the acceptability of particular risks.
B.
certify a loss when claims are submitted.
C.
design the structure of the products to be offered.
D.
negotiate with the industry regulator.
4
.
Aks
hat is a relatively cautious person. In insurance terms, this will
normally
increase the likelihood that he
will
A.
be considered an above average insurance risk.
B.
be considered a below average insurance risk.
C.
require insurance cover.
D.
require rein
surance cover.
5
.
How are perils and hazards
normally
distinguished under term insurance policies?
A.
Perils are medical factors which influence the risk of dying and hazards are lifestyle activities which
influence the risk of dying.
B.
Perils are risks
that policyholders will die before a specified date and hazards are factors which could
influence that risk.
C.
Perils are factors which affect the risk being insured and hazards are the size of the risk being insured.
D.
Perils are factors which could inf
luence an insured event occurring and hazards are the actual events
which will trigger a payout.
6
.
In insurance terms, the risk of suffering a disability is
best
described as what type of risk?
A.
Financial.
B.
Fundamental.
C.
Homogenous.
D.
Speculative
.
7
.
For a household insurance policy, insurable interest need only exist at outset and at what other point?
A.
The date the cancellation period expires.
B.
The date a claim occurs.
C.
The date the policy document is received.
D.
The termination date.
8
.
Rahul is employed by Sunny. In respect of this employment, Rahul automatically has insurable interest in
Sunny

s life up to what limit, if any?
A.
Rahul

s monthly salary.
B.
Rahul

s pension fund value.
C.
Sunny

s annual profit.
D.
There is no limit

IRDA Exam IC 33 question paper


8. Rahul is employed by Sunny. In respect of this employment, Rahul automatically has insurable interest in Sunny’s life up to what limit, if any?
A. Rahul’s monthly salary.
B. Rahul’s pension fund value.
C. Sunny’s annual profit.
D. There is no limit



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File Type: zip IRDA Exam IC 33 question paper.zip (20.8 KB, 14 views)
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