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  #2  
Old August 22nd, 2012, 01:19 PM
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Join Date: Nov 2011
Default Re: UCO Bank Education Loan Scheme

You want UCO Bank Education Loan Scheme so here is its scheme:

List of documents to be submitted by the applicant

Ration Card
Voter’s Identity Card PAN Card
Pass Port
Driving Licence Office Identity Card Birth Certificate
School Leaving Certificate

For complete details about scheme and application form please download attached pdf file.
Attached Files Available for Download
File Type: pdf UCO Bank Education Loan Scheme.pdf (86.8 KB, 24 views)
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  #3  
Old January 17th, 2015, 10:50 AM
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Join Date: Nov 2011
Default Re: UCO Bank Education Loan Scheme

The UCO Bank Education Loan scheme extends a help to praiseworthy students desirous of pursuing higher study either in India or abroad.

Eligibility

Studies in India

Approve courses leading to graduate/post graduate (Masters & PhD. degree and PG Diplomas conducted by recognized colleges/universities, Engineering, Medical, Agriculture, Veterinary, Law, Dental, Management, Computer, etc.).

Computer Certificate courses of reputed institutes accredited to DoE.

Courses like ICWA, CA, CFA, etc.

Studies Abroad

Graduation : Job oriented professional / technical courses offered by reputed Universities.

Post Graduation : MCA, MBA, MS, etc.

Courses conducted by CIMA - London, CPA in U.S.A., etc.

Studies Abroad

Graduation : Job oriented professional / technical courses offered by reputed Universities.

Post Graduation : MCA, MBA, MS, etc.

Courses conducted by CIMA - London, CPA in U.S.A., etc.

Age limit

For Graduation:

28 years for general candidates

30 years for SC/ST candidates

For Post Graduation:

30 years for general candidates

33 years for SC/ST candidates

Eligibility

Applicant must be an Indian National
Secured admission to a higher education course in India or entrance test or selection process after completion of HSC (10 plus 2 or equivalent)

Quantum of loan

Studies in India : Maximum Rs. 10.00 Lac

Studies Abroad : Maximum Rs. 20.00 Lac

Security

Up to Rs. 4.00 lacs– No security, co-obligation of parents

Above Rs. 4.00 lacs & up to Rs. 7.50 lacs: Co-obligation of parents, collateral in the form of a suitable 3rd party guarantee

Above Rs. 7.50 lacs : Co-obligation of parents, tangible collateral security equivalent to full value of loan

Margin

Upto Rs. 4 Lac - Nil

Above Rs. 4 Lac Studies in India - 5%

Studies Abroad - 15%

Insurance
Group Life Insurance Cover Scheme for Educational Loan Borrowers to cover the outstanding loan in case of accidental or natural death of borrower

Processing Charge

There are no processing charges

Disbursement

Disbursement or payment in stages as per the requirement directly to institutions

Up to Rs 7.50 lacs :- Base rate + 2.50%
Above Rs.7.50 lacs :- Base Rate + 2.25%

Repayment Period
Upto Rs 7.50 lacs :- Upto 10 years
Above Rs.7.50 lacs :- Upto 15 years

Repayment Holiday

Course period+ 1year or 6 months after getting job whichever is before

1% interest concession during suspension period, if interest is serviced regularly during the moratorium period.

UCO Bank Education Loan Form
https://www.ucobank.com/download-cpc.asp?thisid=3

Contact Detail:

UCO Bank
Market Lane, E - Block Market, Block D, Hauz Khas, New Delhi, Delhi 110016 ‎

Map:
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  #4  
Old December 3rd, 2020, 03:52 PM
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Can you provide for education loan of 20 lakhs in india study if you give up loan of 20 lakhs then i am very helpfull
Quote:
Originally Posted by sanjay sinha. View Post
I want to take education loan from UCO Bank but I have no idea about the scheme for the loan so please can you give me the loan scheme and also provide me the page where I can get the loan scheme?
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