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Old March 21st, 2016, 03:28 PM
Super Moderator
Join Date: Nov 2011
Default Re: Oriental Insurance for Two Wheeler

Hello, here I am providing you the details of the two wheeler Oriental Insurance as under:

Features & Benefits
No paperwork required.
You can receive the insurance copy instantly in your email.
You will receive notifications via SMS
You will be entitled for no claim bonus when you renew the plan if no claim has been made in the previous year.
Avail complementary servicing at partner workshops across the country.
There is an option to get cover for your co-passenger.

What is covered under Two Wheeler Insurance Policy:
The Package Policy covers
1. Accidental Loss of or damage to the Vehicle
2. Liability to third parties, Personal accident covers to owner driver.
3. Various Add on Covers on extra premium

Loss or damage to two wheeler caused by:
4. Accidental external means.
5. Burglary, House Breaking or Theft.
6. Fire, Explosion, Self Ignition & Lightening.
7. Earthquake, Flood, Storm, Landslide or Rockslide, Inundation, Terrorism, Riots, Strikes, Malicious Acts
8. Transit by Road, Rail, inland waterways, air or lift.

How is Premium Calculated:
The Premium calculation is based on the following factors:
1. IDV of the vehicle
2. Cubic Capacity of the vehicle
3. Zone of Registration

Age of Vehicle Additional Premium for:
(i) Electrical & electronic items
(iii) Add on Covers
(iv) Extra Benefit
Answered By StudyChaCha Member
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