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Old March 20th, 2016, 03:27 PM
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Join Date: Nov 2011
Default Re: About Health Insurance In India

On your concern buddy I will help you here to the details about Health Insurance In India offering by various organization so that you can go through it easily.

The Health insurance can be defined as insurance against the future medical expenditure of a person. This means that when someone takes a health insurance plan he or she expects a certain amount of medical expense to be there in future and that individual is paying for that in the present in the form of premium.

Types of the Insurance policies
Individual medical insurance

Overseas medical insurance

Group medical insurance

These plans cover such types of illness
Aorta graft surgery

Significant organ transplant

Cancer

Multiple sclerosis

Coronary artery bypass surgery

Paralysis

First heart attack

Primary pulmonary arterial hypertension

Kidney failure

Stroke

Documents required
Properly filled and signed claim form
Reports and receipts of diagnostic tests accompanied by doctor's notes
Discharge certificate of the hospital
Receipts and bills from consultants, anesthetists, or specialists with diagnosis certificate
Illness related documents right from the day it was detected - this includes consultations with the physician and the insured's medical history and
reports
Surgeon or doctor's certificate that states the complete recovery of the insured
Bills, cash memos, and receipts from the healthcare facility - this needs to be backed up with proper prescriptions
Providing previous policies' details to the third party administrator - accidents are regarded as exceptions
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