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Old February 21st, 2012, 05:32 PM
krishan k
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Default Vijaya Bank Home Loan

Hello sir, I am planning to construct house on my plot for that I need loan for home loan from Vijaya bank ,so plz tell me details of current rate interest of home loan and what are the installments should be given after how many years, and interest rates for all cities are same are its different.
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Old February 28th, 2012, 02:57 PM
Sumit Bhardwaj
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Join Date: Nov 2011
Posts: 34,141
Default Re: Vijaya Bank Home Loan

You were looking for some information regarding Vijaya Bank Home Loan. Giving you the link from where you can get the complete information about the interest rates and all..


This loan can be repay in and within 20 years. The interest rate for all the cities are same.
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Old March 21st, 2014, 02:38 PM
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Default Re: Vijaya Bank Home Loan

I want to take home loan from Vijaya Bank so I want to get the details of that so can you provide me that as it is very urgent for me?
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Old March 21st, 2014, 03:02 PM
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Join Date: Jun 2013
Posts: 42,220
Default Re: Vijaya Bank Home Loan

As you want to get the details of Vijaya Bank home loan so here is the information of the same for you:

Purchase/Construction of House/Flat.
Renovation/Improvement of House/Flat.
Takeover of housing loans from other Banks/Financial Institutions.
Purchase of Site/Plot and Construction of House there on.


Individuals aged between 21 years and 65 years.
Maximum age – 75 years i.e. age by which the loan to be fully repaid.

Rate of interest*
Under ‘Grand Festival Bonanza’
Base Rate+0.05 = 10.25% p.a. (floating)
*Up to 31.03.2014

Documents required
2 passport size photos
Proof of Identification (Identity card /Passport /Voter Identification card / Driving License/AADHAAR)
Proof of Residence viz. tax receipt/ telephone bill/ electricity Bill etc.
Statement of account of the applicant/co-applicant for the past one year from their present Bankers.
Latest IT returns for 2 years with salary slip for the last 3 months of the applicant/Co-applicant/Guarantor in case of salaried person
P & L Statement / Balance Sheet, past two years duly certified by the CA/Income tax assessment order/ IT returns, in case of Professionals/Self employed/Business person (for 3 years, if IT assessed).
Income Certificate issued by Revenue Authorities in case the applicant is an agriculturist.

Original Sale Deed / Partition Deed/Gift Deed/Conveyance Deed Prior title deeds (all link documents), original/certified copies.
Conversion Order, if any, in case of conversion of Agricultural land for Non-Agricultural purposes.
Encumbrance Certificate for the last 13 years from the Sub-Registrar
Copy of the agreement for sale/Letter of offer
Copy of the latest tax paid receipt (Advance IT, Property Tax, Municipal Tax etc.)
Copy of Share Certificate/NOC from Society/builder, wherever applicable.
Copy of License for construction.
Copy of the Approved Plan / Blue Print of the building / flat to be constructed therein.
Copy of the detailed estimation of the cost of construction.

Contact Details:
Vijaya Bank
Shop No. 52/11,
Delhi Cantonment,
Sham Singh St,
Gopi Nath Bazar,
Delhi Cantonment,
New Delhi,
Delhi 110010 ‎
1800 425 5885

Map Location:
Answered By StudyChaCha Member
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