Union Bank of India Loan Rates - 2018-2019 StudyChaCha

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  #1  
Old April 19th, 2013, 04:09 PM
Nandlal32
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Default Union Bank of India Loan Rates

Where can I get the information about home loan rates of the Union Bank of India
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  #2  
Old April 19th, 2013, 06:29 PM
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Join Date: Nov 2011
Posts: 34,168
Default Re: Union Bank of India Loan Rates

You can get the Loans rate on the official website of the Bank. To provide the procedure that how you can get the information about the Loan rate, I am providing the guidelines.

Firstly you have to visit the homepage of the website. On the page, there is a link, named ‘Personal’ in the top of the page.

When you click on the link, a list will generate. You have to click on the link for the retail loans in the list.

When you click on the link, you will reach on a new page. The page will look like the screenshot.


There is a list of various kinds of Loans. You have to click on the link which you want to get the information of the loan.

Suppose you have selected the Home Loan link. There is a list will generate. The list provide following options:

Home Loan
Home Loan for NRIs
Home Loan for Rural/ Semi Urban
Home Improvement

Now I am providing information about the Home Loan:

ELIGIBILITY
Indian citizen above 21 years
Individual, either singly or jointly with other family members viz. father, mother, son and/or spouse, who have regular sources of income as co-applicants
NRIs are also eligible for the home loan. Contact our nearest branch for further details.

QUANTUM OF LOAN
Maximum Rs. 5 Crore for metropolitan areas including state capitals

Maximum Rs. 3 Crore for urban areas (other than metros)
Maximum Rs. 1 Crore for rural and semi-urban areas
Maximum Rs. 10 Lakh for repairs

MORATORIUM PERIOD
Moratorium period of up to 18 months

REPAYMENT
Repayment period of up to 25 years; 10 years in case of repairs
Flexible methods of repayment

GUARANTEE
Third party guarantee is not mandatory

Loan Rates
ऋण रािश याज दर
75 लाख तक बेस दर % = 10.25%
> ` 75 लाख से ` 500 तक (बेस दर + 0.25) % = 10.50%
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  #3  
Old December 25th, 2014, 01:47 PM
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Join Date: Nov 2011
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Default Re: Union Bank of India Loan Rates

Here I am giving you details about Loan Rates of Union Bank of India and other details about loan.

Loan Interest Rate: 10.25% to 13.25%

Union Bank of India’s Historical Base Rate and Benchmark Prime Lending Rate:
September 06, 2013 Base Rate: 10.25% Benchmark Prime Lending Rate: 14.75%
July 08, 2013 Base Rate: 10.00% Benchmark Prime Lending Rate: 14.50%
February 09, 2013 Base Rate: 10.25% Benchmark Prime Lending Rate: 14.75%
May 15, 2012 Benchmark Prime Lending Rate: 15.00%
May 01, 2012 Base Rate: 10.50%
December 26, 2011 Base Rate: 10.65%
November 28, 2011 Benchmark Prime Lending Rate: 15.50%
August 24, 2011 Benchmark Prime Lending Rate: 15.00%
August 08, 2011 Base Rate: 10.75%
July 11, 2011 Base Rate: 10.25% Benchmark Prime Lending Rate: 14.50%
July 01, 2010 Base Rate: 8.00% Benchmark Prime Lending Rate: 12.25%

Tenure Maximum: 30 years

Eligibility Criteria for Loan:
Age:
Minimum 21 years

Residence Proof:
Valid Residence proof

Docs Required:
ID Proof
PAN card/Voters ID/Passport/Driving License/Any other valid proof

Address Proof
Recent telephone bill/Electricity bill/Passport/Voters ID/Driving License/Any other valid address proof

Financial Docs:
• Statements (latest 3 months bank statement / 6 months bank passbook)
• Latest 6 months salary slip with latest Form 16/letter from employer
• Last one year ITR
• Last 3 years ITR
• B/S & P&L a/c for the last 2 yrs. certified by a CA

Types of Loans offered by UBI:

Personal Loan
Home Loan
Car Loan
Education Loan
Business Loan
Loan against Property
Health Insurance
Life Insurance
Car Insurance
Travel Insurance
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