IDBI bank base rate - 2017-2018 StudyChaCha

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  #1  
Old December 11th, 2012, 10:18 AM
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Default IDBI bank base rate

I am customer of the IDBI bank I want to take the education loan from this Bank so provide me the base rate and interest
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  #2  
Old December 12th, 2012, 12:30 PM
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Default Re: IDBI bank base rate

You want to know about IDBI bank base rate, so here I am providing you with the required information of the same:

Here I am providing you the interest rates of the educational loan:

Loans qualifying as Priority Sector Lending (PSL) :
Up to Rs. 10 lakh for studies in India and Up to Rs. 20 lakh for studies Abroad- BR+1% (currently 11.50%) (Floating)

Loan amounts not qualifying as Priority Sector Lending (PSL):
Above Rs. 10 lakh for studies in India and Above Rs. 20 lakh for studies abroad- BR+2% (currently 12.50%) (Floating)

Base Rate (BR)=10.50%(w.e.f. April 20,2012) Base rate subject to change.
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  #3  
Old March 10th, 2014, 05:29 PM
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Join Date: Nov 2011
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Default Re: IDBI bank base rate

As you want to get the interest rates of the IDBI Bank, so here I am providing the following interest rates:

IDBI Bank Interest Rates
Savings Bank Rate (w.e.f. May 03, 2011) 4.00 % p.a
Base Rate (w.e.f February 01, 2013) 10.25 %
All the loans are linked to Base Rate of the Bank
Current BPLR (w.e.f February 01, 2013) 14.75 %

Interest Rate on Term Deposits (w.e.f. January 01, 2014 )
Resident Term Deposit / NRO for deposit upto less than Rs. 1 Crore #

Tenor Interest Rate (% p.a.)
15-45 days 6
46 days to 6 months 8.5
6 months 1 days 8.75
6 months 2 days to 499 days 9.1
500 days 9.3
501 days to 5 yrs 9
>5 yrs-7 yrs 9
>7 yrs 10 yrs 9
>10 yrs up to 20 yrs * 8.5

Tenor Interest Rate (% p.a.)
15-45 days 6
46 days to 6 months 8.5
6 months 1 days 8.75
6 months 2 days to 499 days 9.6
500 days 9.8
501 days to 5 yrs 9.5
>5 yrs-7 yrs 9.5
>7 yrs 10 yrs 9.5
>10 yrs up to 20 yrs * 9

IDBI Bank Interest Rates







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