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General Topics>Karur Vysya Bank Home Loan Interest Rates
Unregistered 05:44 PM December 5th, 2017
Hii sir, I Want s to Apply for the Home Loan of the Karur Vysya Bank Will you Please Provide me the Interest Rate of the Home Loan of the Karur Vysya Bank ?
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Educhamp 11:32 AM December 6th, 2017
Karur Vysya Bank provides home loans for resident Indians or HUFs who want to buy a house or flat. The bank offers the Happy Home Loan Scheme that offers many attractive features to customers availing it.

Interest Rates

Home Loan Amount Rate of Interest (9.50% P.A.)
Upto 25 Lacs Rs. 3750/- + ST
25 Lacs to 50 lacs Rs. 7500/- + ST
50 Lacs and above Rs. 12500/- + ST

Eligibility Criteria

The following eligibility criteria should be met in order to get an approval for the NRI - Gruhapravesh loan from KVB:

Applicant should be minimum 25 years old.
Applicant should have a valid foreign passport in case of PIOs and a valid Indian Passport in case of NRIs.
Should be working abroad for a minimum of two years.
Should have a steady source of income.
Applicant should have a genuine work permit and job contract.
The monthly net income of applicant should be minimum US$ 750 or the net annual income should be minimum US$ 9000.

Processing Charges:
The bank charges processing fees based on the loan amount availed:
Up to Rs.25 lakh – 0.25% + GST
Rs.25 lakh to Rs.75 lakh – Rs.10,000 + GST
Above Rs.75 lakh – Rs.20,000 + GST

Required Document

Salaried Applicants:
Employment Certificate given to the applicant from employer.
Last six month’s Salary Certificate.

Self-employed Applicants:
The latest Income Tax Returns (ITR) filed by the applicant.
Income statement, if any.

For more information you may Contact to the Nearest branch of the Karur Vysya Bank
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