State Bank Of India Student Loan - 2017-2018 StudyChaCha

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  #1  
Old June 8th, 2016, 04:49 PM
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Default State Bank Of India Student Loan

Sir I want to take the education loan from the State Bank of India so can you please tell me the 9intrest rate and the eligibility for the same
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  #2  
Old June 8th, 2016, 05:19 PM
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Default Re: State Bank Of India Student Loan

Hey the State Bank of India is an Indian multinational, public sector banking and financial services company


Education Loans Interest Rate

1) SBI STUDENT LOAN SCHEME

Loan Amount Rate of Interest

For loans upto Rs.7.5 lacs

2% above MCLR, currently 11.15% p.a.

Above Rs.7.50 lacs

1.70% above MCLR, currently 10.85% p.a.


2) SBI SCHOLAR LOAN SCHEME

List ROI

List AA
0.40% above MCLR i.e., 9.55% p.a. at present (UptoRs. 30 Lacs without collateral)

List A
0.50% above MCLR i.e., 9.65% p.a. at present (UptoRs. 20 Lacs without collateral, upto Rs. 30 with collateral)

List B
0.80% above MCLR i.e., 9.95% p.a. at present (UptoRs. 20 Lacs without collateral)

Further concessions:
0.25% Ė if collateral security >= the loan amount
0.25% Ė work experience of more than 2 years
(effective rate of interest with both concessions not to be lower than 0.40% above MCLR presently, 9.55% p.a.)

List C
1.90% above MCLR i.e. 11.05% p.a.(UptoRs. 7.5 Lacs without collateral, upto Rs. 30 with collateral)

Eligibility

You must have scored 60% in your 12ht exam and the 10th exam
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