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Old June 16th, 2013, 01:40 PM
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Default Dena Bank Education Loan India

I want Dena Vidya Laxmi Educational Loan. What are terms and conditions and procedure for this loan.?
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  #2  
Old June 16th, 2013, 03:44 PM
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Join Date: May 2013
Posts: 16,364
Default Re: Dena Bank Education Loan India

hello as you want to know about Dena Bank Education Loan India so here I am giving you complete details about this Loan:

Eligiblity for Loan:
You must be an Indian national and have secured admission to a professional or technical course in an Indian or Foreign university.
Simply walk in with the marksheet of the qualifying exam. and proof of admission.

Study in India:

Graduation courses,
Post-Graduation courses,
Masters & PhD,
Professional courses

Study Abroad:

Graduation :
For job oriented professional / technical courses offered by reputed universities
Post Graduation :
MCA, MBA, MS etc.
Courses conducted by CIMA-London, CPA in USA etc.

Loan Amount
Upto Rs.10 lakhs for studies in India.
Upto- Rs. 20 lakhs for studies abroad.

Loan takes care of :
Fee payable to colleges/ schools/ hostels
Examination/ Library/ Laboratory fees.
Purchase of books, equipment, instruments and uniforms.
Passage fare for travel abroad or Purchase of computers needed to complete the course.
Any other expense to complete the course like study tours, project work, thesis etc.

Margin:
Upto Rs. 4 lakhs- NIL for study in India and abroad.
Above Rs. 4 lakhs- 5% for study in India and 15% for study abroad.

Rate of Interest:
1% interest concession if interest is serviced as and when due during the moratorium period when repayment holiday is specified.

Simple interest charged during moratorium period.
Process Fees

Rs.1000/- for studies abroad which is refundable on availing the limit.

Repayment of loans:
For loans upto Rs.7.50 lakhs : Upto 10 years
For loans above Rs.7.50 lakhs : Upto 15 years

To download application form for educational loan click on the pdf file attached below:

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Originally Posted by Unregistered View Post
I want Dena Vidya Laxmi Educational Loan. What are terms and conditions and procedure for this loan.?
Attached Files
File Type: pdf Application form for education loan.pdf (168.7 KB, 23 views)
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